Earn Points for Travel, Shopping, Entertainment!

With an O2 Bankcard Debit Card, you automatically earn points toward free merchandise, travel, shopping, entertainment, and dining.

• All O2 Bankcard holders are automatically enrolled


• Earn one (1) point for every $3.00 when signing for purchases or selecting the “credit” option (PIN transactions not included)


• Earn one (1) point for every $1.00 when signing for purchases or selecting the “credit” option by shopping CommunityFirst™ local, national, or web partner merchants option (PIN transactions not included)


• You will receive a quarterly statement showing your points earned


• Redeem points for free merchandise, travel, shopping, entertainment, and dining

The O2 Bankcard helps charity

• As you earn additional points, nonprofit organizations of your choice earn contributions from CommunityFirst™ merchants


• You have the opportunity to choose up to four nonprofit organizations as the beneficiary of your merchant rebates


• Every three months these contributions will be deposited into the accounts of the organizations you have chosen


• Click Here to view Old Second's Reward Points Program Terms and Conditions